(at the request of Attorney General Ellen Rosenblum)
Chief Sponsors:
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Regular Sponsors:
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Bill Title:
Relating to debt collection practices; and prescribing an effective date.
Catchline/Summary:
Establishes requirements under which debt buyer or debt collector that acts on debt buyer's behalf may bring legal action to collect debt. Establishes requirements under which debt buyer or debt collector that acts on debt buyer's behalf may bring legal action to collect debt. Specifies notice that debt buyer must give to debtor and documents that debt buyer must give to debtor at debtor's request. Makes violation of requirements unlawful collection practice.
Requires person that engages in debt buying in this state to obtain or renew license from Director of Department of Consumer and Business Services. Specifies requirements for applying for, issuing and renewing license and conditions under which director may deny, suspend, revoke or decline to renew license.
Specifies duties and prohibited conduct for licensee. Permits director to order licensee or person that engages in debt buying to cease and desist from violating Act, impose civil penalty for violation or take other action to remedy violation.
Becomes operative January 1, 2018.
Takes effect on 91st day following adjournment sine die.
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HB 2356
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