Relating to statements concerning obligations borrowers owe to lenders under real estate loan agreements; and declaring an emergency.
Catchline/Summary:
Provides that borrower or borrower's agent may rely on lender's payoff statement for amount required to discharge mortgage or perform obligation necessary to request reconveyance of estate of real property described in trust deed until after lender delivers amended payoff statement. Provides that borrower or borrower's agent may rely on lender's payoff statement for amount required to discharge mortgage or perform obligation necessary to request reconveyance of estate of real property described in trust deed unless] until after lender delivers amended payoff statement. Provides that lender may recover amounts that borrower owes that do not appear in payoff statement or amended payoff statement only as unsecured debt or by foreclosing other property that secures obligation if borrower or borrower's agent satisfies obligation set forth in payoff statement or amended payoff statement.
Declares emergency, effective on passage.
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HB 3244
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