Relating to persons that engage in the business of purchasing certain debt for collection; declaring an emergency.
Catchline/Summary:
Includes person that engages in business of purchasing delinquent or charged-off debt for collection purposes in definitions of "debt collector," "collection agency" and "out-of-state collection agency" for purposes of collections laws. Includes person that engages in business of purchasing delinquent or charged-off debt for collection purposes in definitions of "debt collector," "collection agency" and "out-of-state collection agency" for purposes of collections laws.
Permits Director of Department of Consumer and Business Services to require collection agency that engages in business of purchasing delinquent or charged-off debt for collection to obtain certificate from national nonprofit trade association that director identifies as maintaining industry-recognized standards for properly managing purchased debt. Permits director by rule or order to exempt collection agency from certain record-keeping requirements if collection agency shows that collection agency engages in business of purchasing delinquent or charged-off debt for collection and does not collect debt on behalf of customer.
Becomes operative January 1, 2016.
Declares emergency, effective on passage.
Chapter Number:
Fiscal Impact:
May Have Fiscal Impact, But No Statement Yet Issued
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