(at the request of House Interim Committee on Revenue)
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Bill Title:
Relating to community reinvestment by credit unions; declaring an emergency.
Catchline/Summary:
Provides that credit union has continuing and affirmative obligation to help meet credit needs of community in which credit union has offices or branches. Provides that credit union has continuing and affirmative obligation to help meet credit needs of community in which credit union has offices or branches. Requires Director of Department of Consumer and Business Services to adopt rules to govern nature and scope of credit union's obligation. Provides that director must consider federal regulations that implement federal Community Reinvestment Act in adopting rules. Specifies other minimal standards that rules must set forth.
Requires director to periodically examine credit union to evaluate whether credit union is meeting obligations. Provides that director may consider results of evaluation when determining whether to approve certain applications from credit union.
Permits director to enter into agreements with regulatory officials in other jurisdictions to conduct evaluations of credit union's compliance with obligations.
Becomes operative January 1, 2014.
Declares emergency, effective on passage.
Chapter Number:
Fiscal Impact:
May Have Fiscal Impact, But No Statement Yet Issued
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