(at the request of House Interim Committee on Consumer Protection and Government Accountability)
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Bill Title:
Relating to mortgage lending; prescribing an effective date.
Catchline/Summary:
Requires trustee or beneficiary named in trust deed to respond in writing to grantor not later than 30 calendar days after receiving communication from grantor that is related to grantor's mortgage loan. Requires trustee or beneficiary named in trust deed to respond in writing to grantor not later than 30 calendar days after receiving communication from grantor that is related to grantor's mortgage loan. Prescribes standards for response.
Makes violation of requirement to respond to communication, requirement to provide loan modification request form and process request for loan modification and certain other violations unlawful practice subject to enforcement under Unlawful Trade Practices Act.
Removes sunset from laws that require response to loan modification request.
Takes effect on 91st day following adjournment sine die.
Chapter Number:
Fiscal Impact:
May Have Fiscal Impact, But No Statement Yet Issued
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HB 2472 House Committee On General Government and Consumer Protection
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