(at the request of House Interim Committee on Health Care)
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Regular Sponsors:
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Bill Title:
Relating to health insurance; declaring an emergency.
Catchline/Summary:
Authorizes Department of Consumer and Business Services to enforce health insurance requirements of federal law. Authorizes Department of Consumer and Business Services to enforce health insurance requirements of federal law. Modifies definition of "health benefit plan" and includes student health insurance within definition. Prohibits health insurer from canceling, rescinding or refusing to renew policy on or after September 23, 2010, except for fraud or intentional misrepresentation of material fact. Requires health insurers to notify covered persons and department regarding rescinded policies on or after September 23, 2010. Prohibits preexisting condition exclusion for insureds under 19 years of age who are enrolled in certain types of health insurance. Requires coverage of federally specified preventive health services and limited cost-sharing for preventive services in health benefit plans issued on or after September 23, 2010. Prohibits health insurers from offering rate differentials for highly compensated employees. Removes exception for association health plans from specified provisions of Insurance Code. Prohibits lifetime dollar limits on essential health benefits covered by health insurance. Imposes new requirements for internal and external review of adverse benefit determinations in health benefit plans offered or renewed on or after September 23, 2010. Allows enrollee to seek external review through Director of Department of Consumer and Business Services. Requires insurers to allow female enrollee access to obstetrical or gynecological care without referral or prior authorization.
Abolishes Health Insurance Reform Advisory Committee.
Declares emergency, effective on passage.
Chapter Number:
Fiscal Impact:
May Have Fiscal Impact, But No Statement Yet Issued
Revenue Impact:
May Have Revenue Impact, But No Statement Yet Issued
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