Relating to affidavits for loan modification; and prescribing an effective date.
Catchline/Summary:
Requires beneficiary or beneficiary's agent that denies request for loan modification to provide grantor with explanation of how beneficiary or beneficiary's agent calculated that grantor was not eligible for loan modification.Requires beneficiary or beneficiary's agent that denies request for loan modification to provide grantor with explanation of how beneficiary or beneficiary's agent calculated that grantor was not eligible for loan modification.
Specifies that beneficiary or beneficiary's agent complies with requirement if beneficiary or beneficiary's agent complies with certain federal guidelines.
Requires beneficiary or beneficiary's agent that denies loan modification to record affidavit that states that beneficiary or beneficiary's agent provided required information.
Requires beneficiary or beneficiary's agent to describe basis for beneficiary's determination that grantor was not eligible for loan modification.
Specifies date by which trustee must provide affidavit of compliance with requirement to meet with grantor and review grantor's request to modify mortgage loan.
Declares emergency, effective on passage.] Takes effect on 91st day following adjournment sine die.
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HB 3610
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