Relating to refund anticipation loans; declaring an emergency.
Catchline/Summary:
Requires facilitators of income tax refund anticipation loans to obtain license from Director of Department of Consumer and Business Services. Requires facilitators of income tax refund anticipation loans to obtain license from Director of Department of Consumer and Business Services. Sets maximum fees for facilitating refund anticipation loans. Requires filing and posting of loan fees and interest. Prohibits certain activities. Punishes violations by maximum of one year's imprisonment, $6,250 fine, or both. Provides for civil penalties and damages.
Becomes operative January 1, 2008.
Declares emergency, effective on passage.
Chapter Number:
Fiscal Impact:
May Have Fiscal Impact, But No Statement Yet Issued
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HB 3076 House Committee On Consumer Protection
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