(at the request of Governor Theodore R. Kulongoski for Department of Consumer and Business Services)
Chief Sponsors:
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Remove
Regular Sponsors:
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Bill Title:
Relating to title loans; and declaring an emergency.
Catchline/Summary:
Limits maximum rate of interest on title loans. Limits maximum rate of interest on title loans. Adds certain sale-leaseback arrangements to definition of "title loan." Limits amount of loan origination fee. Sets minimum 31-day loan term for title loans. Prohibits charges other than interest, origination fee and fee for dishonored check or insufficient funds. Prohibits renewal of title loan more than two times. Prohibits lender from making new title loan to consumer within seven days of expiration of previous title loan. Limits amount of fee for dishonored check or insufficient funds. Prohibits recovery of statutory damages and attorney fees from consumer for dishonored check.
Declares emergency, effective July 1, 2007.
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HB 2204
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